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John M. Josten

John M. Josten

(847) 307-4206

john.josten@ceterawealth.com

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John has been helping clients pursue confident financial futures since 1987. As a relationship-driven advisor, he takes great pride in listening closely to his clients and developing long-term partnerships that often span generations.

Many of the families John works with have remained clients for decades — a reflection of the long-term relationships he strives to build. He specializes in insurance strategies, investment management, and retirement planning — helping clients prepare for retirement, manage their wealth with confidence, and preserve assets for future generations.

Throughout his career, John’s strong work ethic and focus on client needs helped him earn lasting trust and enduring relationships. He approaches every client engagement with care, attention to detail, and a deep sense of responsibility.

A partner at Josten Financial, John is proud of the firm’s long-standing reputation for trusted service and strong client relationships. He remains passionate about mentoring the next generation of advisors and helping guide the firm’s continued growth.

John holds both a BBA and MBA from the University of Wisconsin–Madison, where he played four years on the varsity football team — earning his first career start at just 17 years old. He has also earned the Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®) designations, reflecting his commitment to professional excellence and lifelong learning.

Outside of work, John enjoys golfing, hunting, and fishing at his log cabin in Wisconsin. He also values spending quality time with his wife Minda and their three grown daughters, and traveling with family and friends.